Personal Finance Dad

I am proud to say I am in a different place than I was this time last year. Last year I just started a new job, working less hours, I had two car payments, a mortgage, and a little credit card debit. Around this time, my Sister In law gave me book to read… Dave Ramsey’s Total Money Makeover. This book is amazing… I can not tell you enough, this book is amazing.

If you have debit, little or a lot, even if you don’t have any debt… You need to read this book. It will tell you how to get out of debit and more importantly how you should be saving your money… It will give you tips on how you can achieve a savings goal of a 3-6 month emergency savings, make sure you have 401k, college savings etc… Another perk I was not expecting… Dave ties money and faith together very nicely.

So a year later, we have no debt (except for my mortgage), we refinanced, we have no car payments, and we do not need a credit card… Debt Free… It is a wonderful feeling…

Give it a try…. Tell me what you think!

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Coming to a Patch near YOU!

A Toolbox For Dad is coming to a Patch near you. ATFD will be in different Patches in Bowie, Columbia, Savage, Aberdeen, Takoma Park, Annapolis and several more. This blog is even in South Carolina Patches. Trying to do whatever it takes to help get the name out there.

Check back this weekend for some blogs on Personal Finance, and Kids in Sports!

Money Saving Ideas….

Do where do you get your paper towels or toilet paper, or other large bulk items? Walmart? Wegmans? Target? Sams Club? Which is cheaper?

A lot of people don’t look at Amazon for this. Amazon has a subscribe and save program that is actually pretty darn good. You can subscribe to receive your product in different intervals, and shipping is free if you are a prime member.

So We did this for a while. It worked GREAT for diapers!

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What is in your toolbox?

A toolbox. A Dads toolbox. I am looking at a toolbox in another way than hardware tools. A toolbox on this site has a different meaning. The meaning of a toolbox on this site is what makes a Dad unique. So on this blog I am going to share with you what is in my toolbox. Sports, my kids, personal finance, music, sales, and my church just to name a few…

So… Whats in your toolbox?